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BUY YOUR NEW CREST NICHOLSON HOME WITH A 5% DEPOSIT

Even with a small deposit, you can secure a new Crest Nicholson home with our Deposit Unlock scheme.

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WHAT IS DEPOSIT UNLOCK?

Deposit Unlock is a fantastic option for first-time buyers and existing homeowners who need to buy a new home with a 5% deposit. You can still access the market’s competitive mortgage rates, making homeownership more accessible than ever!

HOW DOES DEPOSIT UNLOCK WORK?

1

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Have a minimum 5% deposit saved for your new Crest Nicholson home

2

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Learn about and get access to competitively priced mortgage products

3

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An Independent Mortgage Specialist will qualify you for Deposit Unlock

4

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You’ll receive a Confirmation Letter so you can apply for a Deposit Unlock mortgage

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Once approved, reserve your new Crest Nicholson home

DEPOSIT UNLOCK ELIGIBILITY

  • Your new home must have a purchase price under £789,000.
  • You must be able to provide a minimum 5% deposit of the purchase price.
  • Deposit Unlock is available to first time buyers and home movers, subject to the lender’s criteria

To learn more about the Deposit Unlock scheme, speak to one of our Sales Executives.

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Deposit Unlock Terms and Conditions

WHO IS ELIGIBLE?

Customers must be able to provide a 5% minimum deposit

AVAILABILITY

  • The Deposit Unlock scheme is available on Crest Nicholson homes up to a maximum purchase price of £789,000. This is subject to change and is determined by the mortgage lender’s criteria
  • Homes available with the Deposit Unlock scheme are subject to specific mortgage lender criteria. Please speak to a Sales Executive for more information.
  • Deposit Unlock cannot be used in conjunction with any other financial incentive

HOW DO I APPLY FOR DEPOSIT UNLOCK?

If the scheme is right for you, we will issue you a Confirmation Letter entitling you to apply to Deposit Unlock lenders for a Deposit Unlock mortgage. This Confirmation Letter does not oblige the Deposit Unlock lender to offer you a Deposit Unlock mortgage. You will still need to meet the lender’s own criteria to be eligible.

TERMS AND CONDITIONS

  • The Deposit Unlock scheme provides mortgage indemnity insurance policies to participating lenders, to which Crest Nicholson Operations Limited makes a financial contribution. The insurance covers the mortgage lender in the event of a loss due to a repossession. Your obligations to the mortgage lender remain unchanged.
  • Your home may be repossessed if you do not keep up payments on a mortgage or any other debt secured on it.
  • Crest Nicholson do not offer mortgage advice. Any advice in this respect should be obtained from a mortgage adviser or lender.

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Owning your first home is exciting. With us you can rest assured we'll help you through every step of the buying process, making it as simple as possible.

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Do you have a home to sell?

We're here to make it a stress-free experience. We can be the buyer of your current home with Part Exchange, or help you sell with SmoothMove.

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Terms & Conditions

Deposit Unlock is available on selected Crest Nicholson homes. Terms and Conditions apply. Sales terms and conditions also apply. Read more here.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.